Side-by-side · Q2 2026 data
Summit Federal Credit Union vs Medina County Federal Credit Union
Credit union
Medina County Federal Credit Union
Wadsworth, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Summit Federal Credit Union | Medina County Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 81 | 97 (stronger) |
| Earnings | 58 | 88 (stronger) |
| Funding & liquidity | 96 (stronger) | 93 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 80th | 92nd |
| Total assets | $59.2M | $151.3M |
| Deposits / shares | $49.7M | $135.6M |
| Capital ratio | 15.55% (stronger) | 12.33% |
| Problem loans | 0.56% | 0.09% (stronger) |
| Net charge-offs | 0.12% | -0.08% (stronger) |
| Return on assets | 0.95% | 1.69% (stronger) |
| Loans ÷ deposits | 64.1% (stronger) | 67.5% |
| Uninsured deposits | 3.1% | 1.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Medina County Federal Credit Union has the higher TellerScore (88 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Summit Federal Credit Union leads on 2 and Medina County Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.