Side-by-side · Q2 2026 data
Summit Federal Credit Union vs Toledo Metro Federal Credit Union
Metric by metric
| Measure | Summit Federal Credit Union | Toledo Metro Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 58 (stronger) | 36 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 80th | 30th |
| Total assets | $59.2M | $64.1M |
| Deposits / shares | $49.7M | $58.2M |
| Capital ratio | 15.55% (stronger) | 8.80% |
| Problem loans | 0.56% | 0.43% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.59% |
| Return on assets | 0.95% (stronger) | 0.39% |
| Loans ÷ deposits | 64.1% | 49.7% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 5.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Federal Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Summit Federal Credit Union leads on 5 and Toledo Metro Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.