Side-by-side · Q2 2026 data
Summit Ridge Credit Union vs St. Louis Policemen`s Credit Union
Credit union
Summit Ridge Credit Union
Lees Summit, Missouri · Under $100 million in assets
Credit union
St. Louis Policemen`s Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | Summit Ridge Credit Union | St. Louis Policemen`s Credit Union |
|---|---|---|
| TellerScore | 42 | 69 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 29 (stronger) | 28 |
| Earnings | 11 | 39 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 77 | 91 (stronger) |
| Peer percentile | 4th | 38th |
| Total assets | $19.1M | $20.1M |
| Deposits / shares | $17.3M | $16.3M |
| Capital ratio | 8.36% | 18.68% (stronger) |
| Problem loans | 2.13% (stronger) | 2.17% |
| Net charge-offs | 1.18% | 0.00% (stronger) |
| Return on assets | -0.22% | 0.48% (stronger) |
| Loans ÷ deposits | 49.0% (stronger) | 49.8% |
| Uninsured deposits | 5.3% | 3.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Louis Policemen`s Credit Union has the higher TellerScore (69 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Summit Ridge Credit Union leads on 2 and St. Louis Policemen`s Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.