Side-by-side · Q2 2026 data
Sun East Federal Credit Union vs Ardent Federal Credit Union
Credit union
Sun East Federal Credit Union
Aston, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Sun East Federal Credit Union | Ardent Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 36 | 51 (stronger) |
| Loan quality | 63 | 82 (stronger) |
| Earnings | 43 (stronger) | 29 |
| Funding & liquidity | 71 | 84 (stronger) |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $908.6M | $869.3M |
| Deposits / shares | $830.0M | $746.0M |
| Capital ratio | 8.55% | 10.11% (stronger) |
| Problem loans | 1.11% | 0.53% (stronger) |
| Net charge-offs | 0.57% | 0.27% (stronger) |
| Return on assets | 0.58% (stronger) | 0.23% |
| Loans ÷ deposits | 89.3% | 76.1% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 11.0% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.8% | 18.6% |
Ardent Federal Credit Union has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Sun East Federal Credit Union leads on 2 and Ardent Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.