Side-by-side · Q2 2026 data
Sunflower Community Federal Credit Union vs Credit Union of Emporia
Credit union
Sunflower Community Federal Credit Union
Marysville, Kansas · Under $100 million in assets
Metric by metric
| Measure | Sunflower Community Federal Credit Union | Credit Union of Emporia |
|---|---|---|
| TellerScore | 37 | 90 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 54 | 77 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 36 | 98 (stronger) |
| Peer percentile | 3rd | 89th |
| Total assets | $33.1M | $42.1M |
| Deposits / shares | $30.4M | $35.4M |
| Capital ratio | 8.24% | 15.31% (stronger) |
| Problem loans | 3.45% | 0.56% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.50% |
| Return on assets | 0.86% | 1.44% (stronger) |
| Loans ÷ deposits | 74.5% | 33.9% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 3.2% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Emporia has the higher TellerScore (90 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Sunflower Community Federal Credit Union leads on 2 and Credit Union of Emporia on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.