TellerScore

Sunflower Community Federal Credit Union is a federal credit union headquartered in Marysville, Kansas, in business for about 74 years. At the end of Q2 2026 it reported $33.1M in total assets and $30.4M in member shares and deposits.

Based on its Q2 2026 filing, Sunflower Community Federal Credit Union scores 37/100, which we describe as low. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 60th. Its strongest component is funding & liquidity (86/100; 75% loans-to-deposits, 3% uninsured), and its lowest is loan quality (0/100; 3.45%).

TellerScore · Q2 2026

Scorecard

Capital cushion32/100
Net worth ratio: 8.24%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.45%
Earnings54/100
Return on assets (annualized): 0.86%
Funding & liquidity86/100
Loans ÷ shares: 74.5% · 2.9% uninsured
Problem-loan coverage36/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 32.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (42 → 37), mostly because the loan quality component weakened by 19 points.

TellerScore
354146Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202439
Q3 202435
Q4 202437
Q1 202546
Q2 202542
Q3 202543
Q4 202537
Q1 202635
Q2 202637
Net worth ratio
7.00%7.62%8.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.01%
Q3 20247.79%
Q4 20247.62%
Q1 20257.59%
Q2 20257.78%
Q3 20258.13%
Q4 20258.10%
Q1 20268.20%
Q2 20268.24%
Delinquent loans (60+ days)
1.84%2.91%3.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.47%
Q3 20242.54%
Q4 20242.36%
Q1 20251.84%
Q2 20252.42%
Q3 20252.42%
Q4 20253.33%
Q1 20263.98%
Q2 20263.45%
Return on assets
0.29%0.59%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.48%
Q3 20240.29%
Q4 20240.35%
Q1 20250.67%
Q2 20250.84%
Q3 20250.85%
Q4 20250.89%
Q1 20260.73%
Q2 20260.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202637$33.1M8.24%3.45%0.86%74.5%
Q1 202635$32.3M8.20%3.98%0.73%76.3%
Q4 202537$32.0M8.10%3.33%0.89%77.6%
Q3 202543$31.1M8.13%2.42%0.85%77.8%
Q2 202542$31.7M7.78%2.42%0.84%74.5%
Q1 202546$31.4M7.59%1.84%0.67%75.3%
Q4 202437$30.6M7.62%2.36%0.35%76.5%
Q3 202435$29.8M7.79%2.54%0.29%78.3%
Q2 202439$29.0M8.01%2.47%0.48%80.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.24%
5th
Problem loans3.45%
11th
Net charge-offs0.31%
38th
Return on assets0.86%
61st
Loans to deposits74.5%
26th
Uninsured deposits2.9%
37th
Loan-loss reserves0.00%
37th
Texas ratio32.2%
2nd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS87 out of 100, Very strong$34.0M13.9%0.15%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
Bell Credit UnionCredit union Hutchinson, KS45 out of 100, Below average$28.4M9.4%2.92%vs
Catholic Family Federal Credit UnionCredit union Wichita, KS48 out of 100, Below average$41.0M7.4%1.17%vs
Campus Credit UnionCredit union Wichita, KS64 out of 100, Moderate$41.1M9.1%0.50%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs

Deposit insurance

Is my money safe at Sunflower Community Federal Credit Union?

Yes. Sunflower Community Federal Credit Union is a federally insured credit union (NCUA charter #7610). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.9% of shares and deposits ($892K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.24%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Sunflower Community Federal Credit Union
Type
Federal credit union
NCUA charter #
7610
RSSD ID
632184
Primary regulator
NCUA
Established
1952
Headquarters
PO Box 190, Marysville, KS 66508
Employees
9

Quick answers

Sunflower Community Federal Credit Union: common questions

Is Sunflower Community Federal Credit Union NCUA insured?

Yes. Sunflower Community Federal Credit Union is a federally insured credit union (NCUA charter #7610). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sunflower Community Federal Credit Union's TellerScore?

37 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.