Side-by-side · Q2 2026 data
Sunlight Federal Credit Union vs Trona Valley Community Federal Credit Union
Credit union
Trona Valley Community Federal Credit Union
Green River, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Sunlight Federal Credit Union | Trona Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 31 | 83 (stronger) |
| Capital cushion | 53 | 92 (stronger) |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 0 | 78 (stronger) |
| Funding & liquidity | 91 (stronger) | 78 |
| Problem-loan coverage | 11 | 91 (stronger) |
| Peer percentile | 0th | 83rd |
| Total assets | $210.6M | $470.1M |
| Deposits / shares | $189.3M | $401.0M |
| Capital ratio | 10.26% | 14.22% (stronger) |
| Problem loans | 7.34% | 0.75% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.88% |
| Return on assets | -3.24% | 1.46% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 81.8% |
| Uninsured deposits | 7.0% (stronger) | 8.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trona Valley Community Federal Credit Union has the higher TellerScore (83 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Sunlight Federal Credit Union leads on 3 and Trona Valley Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.