Side-by-side · Q2 2026 data
Sunmark Community Bank vs Flint Federal Credit Union
Metric by metric
| Measure | Sunmark Community Bank | Flint Federal Credit Union |
|---|---|---|
| TellerScore | 92 | 99 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 99th |
| Total assets | $556.6M | $2.9M |
| Deposits / shares | $467.5M | $2.0M |
| Capital ratio | 14.61% | 30.01% (stronger) |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.77% (stronger) | 1.83% |
| Loans ÷ deposits | 84.8% | 56.3% (stronger) |
| Uninsured deposits | 31.6% | 0.0% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flint Federal Credit Union has the higher TellerScore (99 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Sunmark Community Bank leads on 1 and Flint Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.