Side-by-side · Q2 2026 data
Sunmark Community Bank vs Macon-Bibb Employees Credit Union
Metric by metric
| Measure | Sunmark Community Bank | Macon-Bibb Employees Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 63 |
| Capital cushion | 96 (stronger) | 58 |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 57 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 97th | 26th |
| Total assets | $556.6M | $2.7M |
| Deposits / shares | $467.5M | $2.4M |
| Capital ratio | 14.61% (stronger) | 10.76% |
| Problem loans | 0.02% (stronger) | 0.45% |
| Net charge-offs | 0.00% | -0.28% (stronger) |
| Return on assets | 2.77% (stronger) | -1.86% |
| Loans ÷ deposits | 84.8% | 63.3% (stronger) |
| Uninsured deposits | 31.6% | 0.0% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sunmark Community Bank has the higher TellerScore (92 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sunmark Community Bank leads on 4 and Macon-Bibb Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.