Side-by-side · Q2 2026 data
Sunrise Bank Dakota vs Black Hills Federal Credit Union
Credit union
Black Hills Federal Credit Union
Rapid City, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Sunrise Bank Dakota | Black Hills Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 63 |
| Capital cushion | 80 (stronger) | 56 |
| Loan quality | 100 (stronger) | 68 |
| Earnings | 53 (stronger) | 39 |
| Funding & liquidity | 92 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 73rd | 33rd |
| Total assets | $57.5M | $2.4B |
| Deposits / shares | $49.7M | $2.1B |
| Capital ratio | 12.98% (stronger) | 10.56% |
| Problem loans | 0.00% (stronger) | 0.95% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 0.82% (stronger) | 0.47% |
| Loans ÷ deposits | 42.2% (stronger) | 77.7% |
| Uninsured deposits | 22.7% | 14.3% (stronger) |
| Offices | 1 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.1% |
Sunrise Bank Dakota has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sunrise Bank Dakota leads on 6 and Black Hills Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.