Sunrise Bank Dakota is a state-chartered bank headquartered in Onida, South Dakota, in business for about 101 years. At the end of Q2 2026 it reported $57.5M in total assets and $49.7M in deposits, with 1 office.
Sunrise Bank Dakota has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 73% of its 546 banks with under $100 million in assets. Among 56 banks headquartered in South Dakota, it ranks 13th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (53/100, 0.82%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (80 → 83), mostly because the capital cushion component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 67 |
| Q4 2024 | 74 |
| Q1 2025 | 79 |
| Q2 2025 | 80 |
| Q3 2025 | 81 |
| Q4 2025 | 79 |
| Q1 2026 | 81 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.13% |
| Q3 2024 | 11.50% |
| Q4 2024 | 12.22% |
| Q1 2025 | 11.87% |
| Q2 2025 | 11.96% |
| Q3 2025 | 12.35% |
| Q4 2025 | 12.29% |
| Q1 2026 | 12.59% |
| Q2 2026 | 12.98% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.03% |
| Q3 2024 | -0.43% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $57.5M | 12.98% | 0.00% | 0.82% | 42.2% |
| Q1 2026 | 81 | $61.9M | 12.59% | 0.00% | 0.81% | 39.4% |
| Q4 2025 | 79 | $63.3M | 12.29% | 0.00% | 0.73% | 45.3% |
| Q3 2025 | 81 | $60.1M | 12.35% | 0.00% | 0.78% | 46.7% |
| Q2 2025 | 80 | $61.4M | 11.96% | 0.00% | 0.82% | 43.9% |
| Q1 2025 | 79 | $61.1M | 11.87% | 0.00% | 0.81% | 41.2% |
| Q4 2024 | 74 | $59.0M | 12.22% | 0.00% | 0.01% | 42.1% |
| Q3 2024 | 67 | $63.6M | 11.50% | 0.00% | -0.43% | 38.1% |
| Q2 2024 | 66 | $63.7M | 11.13% | 0.00% | -1.03% | 36.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bryant State BankBank Bryant, SD | 80 out of 100, Strong | $52.9M | 11.6% | 0.40% | vs |
| First Western Federal Savings BankBank Rapid City, SD | 92 out of 100, Very strong | $63.5M | 18.1% | 0.00% | vs |
| The Security State BankBank Emery, SD | 99 out of 100, Very strong | $64.8M | 19.5% | 0.00% | vs |
| Richland State BankBank Bruce, SD | 90 out of 100, Very strong | $49.6M | 12.3% | 0.15% | vs |
| Community BankBank Avon, SD | 76 out of 100, Strong | $69.3M | 12.2% | 0.60% | vs |
| The Farmers State Bank of TurtonBank Turton, SD | 53 out of 100, Below average | $41.2M | 10.9% | 2.20% | vs |
Deposit insurance
Is my money safe at Sunrise Bank Dakota?
Yes. Sunrise Bank Dakota is an FDIC-insured institution (FDIC certificate #15847). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.7% of deposits ($11.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Sunrise Bank Dakota lists 1 office in 1 city. Most locations:
- Onida, SD (1)
Identity & history
Profile
- Legal name
- Sunrise Bank Dakota
- Former names
- The Onida Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15847
- RSSD ID
- 354253
- Primary regulator
- FDIC
- Holding company
- Adino Co the
- Established
- January 1, 1925
- Headquarters
- 201 S Main St, Onida, SD 57564
- Website
- www.mysunrisebank.com
- Employees
- 6
Quick answers
Sunrise Bank Dakota: common questions
Is Sunrise Bank Dakota FDIC insured?
Yes. Sunrise Bank Dakota is an FDIC-insured institution (FDIC certificate #15847). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sunrise Bank Dakota's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sunrise Bank Dakota ever failed?
There is no failure record for FDIC certificate #15847 in the FDIC failed bank list.
How many branches does Sunrise Bank Dakota have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Onida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oahe Federal Credit UnionCredit union Pierre, SD | 87 out of 100, Very strong | $45.1M | 16.2% | 1.03% | vs |
| Black Hills Federal Credit UnionCredit union Rapid City, SD | 63 out of 100, Moderate | $2.4B | 10.6% | 0.95% | vs |
| BankWest, Inc.Bank Pierre, SD | 38 out of 100, Low | $1.9B | 9.2% | 2.76% | vs |