Side-by-side · Q2 2026 data
Sunset Federal Credit Union vs First Community Credit Union
Metric by metric
| Measure | Sunset Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 82 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 78 | 99 (stronger) |
| Earnings | 79 (stronger) | 72 |
| Funding & liquidity | 52 | 79 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 70th | 95th |
| Total assets | $91.8M | $1.9B |
| Deposits / shares | $76.9M | $1.6B |
| Capital ratio | 16.23% (stronger) | 13.29% |
| Problem loans | 0.66% | 0.04% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.48% (stronger) | 1.31% |
| Loans ÷ deposits | 108.6% | 81.0% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 6.3% |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Sunset Federal Credit Union leads on 4 and First Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.