TellerScore

Headquartered in Portland, Oregon, Sunset Federal Credit Union is a federal credit union with $91.8M in total assets and $76.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Sunset Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 10th. Capital cushion contributes the most (100/100, 16.23%); funding & liquidity contributes the least (52/100, 109% loans-to-deposits, 6% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.23%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.66%
Earnings79/100
Return on assets (annualized): 1.48%
Funding & liquidity52/100
Loans ÷ shares: 108.6% · 5.7% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.70%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (89 → 82), mostly because the loan quality component weakened by 17 points.

TellerScore
798591Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202480
Q4 202482
Q1 202591
Q2 202589
Q3 202586
Q4 202581
Q1 202679
Q2 202682
Net worth ratio
7.00%11.62%16.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.90%
Q3 202413.05%
Q4 202414.15%
Q1 202514.34%
Q2 202514.79%
Q3 202515.02%
Q4 202515.77%
Q1 202615.93%
Q2 202616.23%
Delinquent loans (60+ days)
0.03%0.56%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.06%
Q4 20240.08%
Q1 20250.13%
Q2 20250.15%
Q3 20250.53%
Q4 20251.08%
Q1 20261.09%
Q2 20260.66%
Return on assets
0.84%1.46%2.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.84%
Q3 20240.93%
Q4 20240.98%
Q1 20252.08%
Q2 20251.71%
Q3 20251.63%
Q4 20251.71%
Q1 20261.48%
Q2 20261.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$91.8M16.23%0.66%1.48%108.6%
Q1 202679$91.4M15.93%1.09%1.48%102.7%
Q4 202581$90.2M15.77%1.08%1.71%104.3%
Q3 202586$91.9M15.02%0.53%1.63%101.1%
Q2 202589$91.0M14.79%0.15%1.71%104.0%
Q1 202591$91.7M14.34%0.13%2.08%100.5%
Q4 202482$89.6M14.15%0.08%0.98%102.4%
Q3 202480$95.5M13.05%0.06%0.93%92.9%
Q2 202479$94.5M12.90%0.03%0.84%92.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.23%
61st
Problem loans0.66%
51st
Net charge-offs0.02%
67th
Return on assets1.48%
84th
Loans to deposits108.6%
1st
Uninsured deposits5.7%
18th
Loan-loss reserves0.00%
37th
Texas ratio3.7%
38th

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Point West Credit UnionCredit union Portland, OR69 out of 100, Moderate$97.5M12.6%0.89%vs
Forrit Credit UnionCredit union Clackamas, OR54 out of 100, Below average$82.0M10.3%1.02%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs
Teamsters Council #37 Credit UnionCredit union Portland, OR68 out of 100, Moderate$76.1M15.4%2.53%vs
Benton County Schools Credit UnionCredit union Corvallis, OR73 out of 100, Strong$69.4M10.6%0.06%vs
United Trades Federal Credit UnionCredit union Tualatin, OR63 out of 100, Moderate$56.2M13.0%1.60%vs

Deposit insurance

Is my money safe at Sunset Federal Credit Union?

Yes. Sunset Federal Credit Union is a federally insured credit union (NCUA charter #13416). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.7% of shares and deposits ($4.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sunset Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sunset Federal Credit Union
Type
Federal credit union
NCUA charter #
13416
RSSD ID
905280
Primary regulator
NCUA
Established
1960
Headquarters
1100 NW Murray Rd, Portland, OR 97229
Employees
13

Quick answers

Sunset Federal Credit Union: common questions

Is Sunset Federal Credit Union NCUA insured?

Yes. Sunset Federal Credit Union is a federally insured credit union (NCUA charter #13416). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sunset Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sunset Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Portland

InstitutionScoreAssetsCapitalProblem loansCompare
Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA94 out of 100, Very strong$39.3M23.8%0.33%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
Cascade Federal Credit UnionCredit union Kent, WA88 out of 100, Very strong$392.6M13.3%0.79%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs