Side-by-side · Q2 2026 data
Sunwest Federal Credit Union vs Arizona Central Credit Union
Metric by metric
| Measure | Sunwest Federal Credit Union | Arizona Central Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 54 |
| Capital cushion | 60 (stronger) | 38 |
| Loan quality | 84 (stronger) | 68 |
| Earnings | 28 | 40 (stronger) |
| Funding & liquidity | 86 (stronger) | 66 |
| Problem-loan coverage | 93 (stronger) | 80 |
| Peer percentile | 41st | 10th |
| Total assets | $525.2M | $733.4M |
| Deposits / shares | $458.2M | $648.0M |
| Capital ratio | 10.97% (stronger) | 8.79% |
| Problem loans | 0.48% (stronger) | 0.97% |
| Net charge-offs | 0.57% | 0.54% (stronger) |
| Return on assets | 0.19% | 0.51% (stronger) |
| Loans ÷ deposits | 74.4% (stronger) | 94.5% |
| Uninsured deposits | 5.0% (stronger) | 7.3% |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.3% | — |
Sunwest Federal Credit Union has the higher TellerScore (67 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Sunwest Federal Credit Union leads on 5 and Arizona Central Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.