Side-by-side · Q2 2026 data
Sutton Bank vs LCNB National Bank
Metric by metric
| Measure | Sutton Bank | LCNB National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 50 (stronger) | 43 |
| Loan quality | 99 (stronger) | 89 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 50 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 83rd | 49th |
| Total assets | $1.7B | $2.2B |
| Deposits / shares | $1.5B | $1.8B |
| Capital ratio | 10.01% (stronger) | 9.30% |
| Problem loans | 0.02% (stronger) | 0.34% |
| Net charge-offs | -0.01% (stronger) | 0.32% |
| Return on assets | 5.07% (stronger) | 1.16% |
| Loans ÷ deposits | 29.4% (stronger) | 92.8% |
| Uninsured deposits | 89.2% | 12.3% (stronger) |
| Offices | 7 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 7.4% |
Sutton Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sutton Bank leads on 6 and LCNB National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.