Side-by-side · Q2 2026 data
Sutton Bank vs The First Citizens National Bank of Upper Sandusky
Bank
The First Citizens National Bank of Upper Sandusky
Upper Sandusky, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Sutton Bank | The First Citizens National Bank of Upper Sandusky |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 50 | 76 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 50 | 85 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 72nd |
| Total assets | $1.7B | $389.9M |
| Deposits / shares | $1.5B | $327.1M |
| Capital ratio | 10.01% | 12.59% (stronger) |
| Problem loans | 0.02% | 0.01% (stronger) |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 5.07% (stronger) | 0.48% |
| Loans ÷ deposits | 29.4% (stronger) | 74.2% |
| Uninsured deposits | 89.2% | 15.8% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | — |
The First Citizens National Bank of Upper Sandusky has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Sutton Bank leads on 2 and The First Citizens National Bank of Upper Sandusky on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.