TellerScore

Side-by-side · Q2 2026 data

Swedish-American State Bank vs Astra Bank

Bank

Swedish-American State Bank

Courtland, Kansas · Under $100 million in assets

83of 100
Strong

Bank

Astra Bank

Scandia, Kansas · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureSwedish-American State BankAstra Bank
TellerScore83 (stronger)70
Capital cushion88 (stronger)43
Loan quality6999 (stronger)
Earnings93 (stronger)44
Funding & liquidity7694 (stronger)
Problem-loan coverage9199 (stronger)
Peer percentile73rd43rd
Total assets$55.5M$423.3M
Deposits / shares$43.7M$372.0M
Capital ratio13.75% (stronger)9.27%
Problem loans0.93%0.03% (stronger)
Net charge-offs-0.07% (stronger)0.10%
Return on assets1.83% (stronger)0.59%
Loans ÷ deposits82.8%58.4% (stronger)
Uninsured deposits15.7% (stronger)20.2%
Offices17
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Swedish-American State Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Swedish-American State Bank leads on 5 and Astra Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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