Side-by-side · Q2 2026 data
Synergy Federal Credit Union vs Fort Worth City Credit Union
Metric by metric
| Measure | Synergy Federal Credit Union | Fort Worth City Credit Union |
|---|---|---|
| TellerScore | 86 | 93 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 69 | 97 (stronger) |
| Funding & liquidity | 68 | 97 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 89th | 97th |
| Total assets | $334.2M | $336.8M |
| Deposits / shares | $281.8M | $296.1M |
| Capital ratio | 15.78% (stronger) | 13.10% |
| Problem loans | 0.29% | 0.03% (stronger) |
| Net charge-offs | 0.09% | 0.08% (stronger) |
| Return on assets | 1.23% | 1.91% (stronger) |
| Loans ÷ deposits | 92.2% | 63.5% (stronger) |
| Uninsured deposits | 7.0% | 2.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | 38.4% |
Fort Worth City Credit Union has the higher TellerScore (93 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Synergy Federal Credit Union leads on 1 and Fort Worth City Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.