Side-by-side · Q2 2026 data
T Bank, National Association vs Safe 1 Credit Union
Metric by metric
| Measure | T Bank, National Association | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 45 | 90 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 4 | 88 (stronger) |
| Earnings | 69 | 90 (stronger) |
| Funding & liquidity | 52 | 68 (stronger) |
| Problem-loan coverage | 52 | 96 (stronger) |
| Peer percentile | 4th | 98th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $955.6M | $963.8M |
| Capital ratio | 10.67% | 16.03% (stronger) |
| Problem loans | 2.89% | 0.37% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.40% |
| Return on assets | 1.22% | 1.74% (stronger) |
| Loans ÷ deposits | 95.1% | 92.4% (stronger) |
| Uninsured deposits | 27.3% | 1.8% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 45). On the 7 directional measures above (where higher or lower is clearly better), T Bank, National Association leads on 1 and Safe 1 Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.