Side-by-side · Q2 2026 data
Tampa Postal Federal Credit Union vs Memorial Employees Financial Credit Union
Credit union
Memorial Employees Financial Credit Union
Hollywood, Florida · Under $100 million in assets
Metric by metric
| Measure | Tampa Postal Federal Credit Union | Memorial Employees Financial Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 60 | 61 (stronger) |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 12 | 33 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 38th | 47th |
| Total assets | $98.2M | $92.5M |
| Deposits / shares | $90.2M | $83.6M |
| Capital ratio | 11.03% | 11.08% (stronger) |
| Problem loans | 0.21% | 0.18% (stronger) |
| Net charge-offs | 0.62% | 0.29% (stronger) |
| Return on assets | -0.21% | 0.33% (stronger) |
| Loans ÷ deposits | 39.2% (stronger) | 49.9% |
| Uninsured deposits | 2.4% (stronger) | 4.3% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Memorial Employees Financial Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Tampa Postal Federal Credit Union leads on 2 and Memorial Employees Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.