Side-by-side · Q2 2026 data
Tarboro Savings Bank, SSB vs Centra Credit Union
Metric by metric
| Measure | Tarboro Savings Bank, SSB | Centra Credit Union |
|---|---|---|
| TellerScore | 61 | 73 (stronger) |
| Capital cushion | 63 | 73 (stronger) |
| Loan quality | 78 (stronger) | 68 |
| Earnings | 10 | 68 (stronger) |
| Funding & liquidity | 76 | 76 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 19th | 70th |
| Total assets | $54.1M | $2.4B |
| Deposits / shares | $47.8M | $2.1B |
| Capital ratio | 11.27% | 12.34% (stronger) |
| Problem loans | 0.66% (stronger) | 0.96% |
| Net charge-offs | 0.00% (stronger) | 0.81% |
| Return on assets | -0.26% | 1.21% (stronger) |
| Loans ÷ deposits | 84.6% | 84.5% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 13.0% |
| Offices | 1 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
Centra Credit Union has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Tarboro Savings Bank, SSB leads on 3 and Centra Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.