Tarboro Savings Bank, SSB (FDIC certificate #29061) is based in Tarboro, North Carolina. Its Q2 2026 call report shows $54.1M in total assets and $47.8M in deposits and 1 office.
Based on its Q2 2026 filing, Tarboro Savings Bank, SSB scores 61/100, which we describe as moderate. That is higher than only 19% of 546 banks with under $100 million in assets. Among 38 banks headquartered in North Carolina, it ranks 33rd. Its strongest component is problem-loan coverage (92/100; 4.2%), and its lowest is earnings (10/100; -0.26%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (65 → 61), mostly because the loan quality component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 68 |
| Q4 2024 | 61 |
| Q1 2025 | 65 |
| Q2 2025 | 65 |
| Q3 2025 | 58 |
| Q4 2025 | 49 |
| Q1 2026 | 59 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.45% |
| Q3 2024 | 12.29% |
| Q4 2024 | 12.03% |
| Q1 2025 | 11.48% |
| Q2 2025 | 11.22% |
| Q3 2025 | 11.00% |
| Q4 2025 | 10.99% |
| Q1 2026 | 11.19% |
| Q2 2026 | 11.27% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.17% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.69% |
| Q4 2025 | 1.58% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.66% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.51% |
| Q3 2024 | -0.53% |
| Q4 2024 | -0.76% |
| Q1 2025 | -0.67% |
| Q2 2025 | -0.73% |
| Q3 2025 | -0.67% |
| Q4 2025 | -0.64% |
| Q1 2026 | -0.19% |
| Q2 2026 | -0.26% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $54.1M | 11.27% | 0.66% | -0.26% | 84.6% |
| Q1 2026 | 59 | $54.6M | 11.19% | 0.88% | -0.19% | 83.3% |
| Q4 2025 | 49 | $55.1M | 10.99% | 1.58% | -0.64% | 84.4% |
| Q3 2025 | 58 | $57.3M | 11.00% | 0.69% | -0.67% | 80.9% |
| Q2 2025 | 65 | $56.4M | 11.22% | 0.04% | -0.73% | 82.5% |
| Q1 2025 | 65 | $57.3M | 11.48% | 0.17% | -0.67% | 80.8% |
| Q4 2024 | 61 | $54.8M | 12.03% | 0.70% | -0.76% | 86.6% |
| Q3 2024 | 68 | $55.1M | 12.29% | 0.00% | -0.53% | 87.2% |
| Q2 2024 | 69 | $56.5M | 12.45% | 0.00% | -0.51% | 83.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Savings and Loan AssociationBank Mebane, NC | 81 out of 100, Strong | $55.9M | 23.9% | 0.23% | vs |
| Black Mountain Savings Bank, SSBBank Black Mountain, NC | 71 out of 100, Strong | $43.0M | 12.0% | 0.00% | vs |
| Jackson Savings Bank, SSBBank Sylva, NC | 76 out of 100, Strong | $31.9M | 23.0% | 0.49% | vs |
| Hertford Savings Bank, SSBBank Hertford, NC | 65 out of 100, Moderate | $20.7M | 10.6% | 0.22% | vs |
| Cedar Hill National BankBank Charlotte, NC | 93 out of 100, Very strong | $16.0M | 67.6% | 0.00% | vs |
| Riverside Savings Bank, SSBBank Roanoke Rapids, NC | 84 out of 100, Strong | $94.5M | 18.8% | 0.00% | vs |
Deposit insurance
Is my money safe at Tarboro Savings Bank, SSB?
Yes. Tarboro Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #29061). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 5.1% of deposits ($2.4M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.27%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Tarboro Savings Bank, SSB lists 1 office in 1 city. Most locations:
- Tarboro, NC (1)
Identity & history
Profile
- Legal name
- Tarboro Savings Bank, SSB
- Former names
- Tarboro Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 29061
- RSSD ID
- 800479
- Primary regulator
- FDIC
- Established
- January 1, 1906
- Headquarters
- 501 N Main St, Tarboro, NC 27886
- Website
- www.tarborosavingsbank.com
- Employees
- 6
Quick answers
Tarboro Savings Bank, SSB: common questions
Is Tarboro Savings Bank, SSB FDIC insured?
Yes. Tarboro Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #29061). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Tarboro Savings Bank, SSB's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Tarboro Savings Bank, SSB ever failed?
There is no failure record for FDIC certificate #29061 in the FDIC failed bank list.
How many branches does Tarboro Savings Bank, SSB have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Tarboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Providence BankBank Rocky Mount, NC | 82 out of 100, Strong | $1.5B | 12.2% | 0.12% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| Centra Credit UnionCredit union Columbus, IN | 73 out of 100, Strong | $2.4B | 12.3% | 0.96% | vs |
| The First Bank and Trust CompanyBank Lebanon, VA | 72 out of 100, Strong | $4.3B | 10.1% | 0.28% | vs |
| First Flight Federal Credit UnionCredit union Cary, NC | 71 out of 100, Strong | $283.8M | 11.1% | 0.66% | vs |
| Southern Bank and Trust CompanyBank Mount Olive, NC | 70 out of 100, Strong | $5.3B | 9.6% | 0.12% | vs |