Side-by-side · Q2 2026 data
Taupa Lithuanian Federal Credit Union vs Watertown Municipal Credit Union
Credit union
Taupa Lithuanian Federal Credit Union
South Boston, Massachusetts · Under $100 million in assets
Credit union
Watertown Municipal Credit Union
Watertown, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Taupa Lithuanian Federal Credit Union | Watertown Municipal Credit Union |
|---|---|---|
| TellerScore | 32 | 91 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 34 | 53 (stronger) |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 43 | 100 (stronger) |
| Peer percentile | 1st | 90th |
| Total assets | $32.1M | $9.7M |
| Deposits / shares | $25.7M | $6.0M |
| Capital ratio | 9.11% | 36.86% (stronger) |
| Problem loans | 3.21% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.35% | 0.82% (stronger) |
| Loans ÷ deposits | 100.9% | 52.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Watertown Municipal Credit Union has the higher TellerScore (91 vs 32). On the 6 directional measures above (where higher or lower is clearly better), Taupa Lithuanian Federal Credit Union leads on 0 and Watertown Municipal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.