TellerScore

Headquartered in South Boston, Massachusetts, Taupa Lithuanian Federal Credit Union is a federal credit union with $32.1M in total assets and $25.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1981.

Based on its Q2 2026 filing, Taupa Lithuanian Federal Credit Union scores 32/100, which we describe as low. That is higher than only 1% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 119th. Its strongest component is funding & liquidity (59/100; 101% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 3.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Net worth ratio: 9.11%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.21%
Earnings34/100
Return on assets (annualized): 0.35%
Funding & liquidity59/100
Loans ÷ shares: 100.9% · 0.0% uninsured
Problem-loan coverage43/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 28.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 33 points (65 → 32), mostly because the loan quality component weakened by 99 points.

TellerScore
324965Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202444
Q3 202449
Q4 202454
Q1 202556
Q2 202565
Q3 202565
Q4 202563
Q1 202664
Q2 202632
Net worth ratio
7.00%8.80%10.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.55%
Q3 202410.60%
Q4 202410.17%
Q1 20259.77%
Q2 202510.21%
Q3 202510.25%
Q4 202510.03%
Q1 20269.79%
Q2 20269.11%
Delinquent loans (60+ days)
0.04%1.63%3.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20242.13%
Q3 20241.62%
Q4 20240.91%
Q1 20250.95%
Q2 20250.04%
Q3 20250.06%
Q4 20250.07%
Q1 20260.08%
Q2 20263.21%
Return on assets
0.18%0.38%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.23%
Q3 20240.23%
Q4 20240.18%
Q1 20250.59%
Q2 20250.44%
Q3 20250.37%
Q4 20250.30%
Q1 20260.42%
Q2 20260.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202632$32.1M9.11%3.21%0.35%100.9%
Q1 202664$29.6M9.79%0.08%0.42%109.5%
Q4 202563$28.6M10.03%0.07%0.30%115.6%
Q3 202565$27.9M10.25%0.06%0.37%121.3%
Q2 202565$27.8M10.21%0.04%0.44%117.4%
Q1 202556$28.9M9.77%0.95%0.59%120.1%
Q4 202454$27.3M10.17%0.91%0.18%128.5%
Q3 202449$26.2M10.60%1.62%0.23%122.5%
Q2 202444$26.2M10.55%2.13%0.23%118.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.11%
10th
Problem loans3.21%
12th
Net charge-offs0.04%
64th
Return on assets0.35%
34th
Loans to deposits100.9%
3rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio28.5%
2nd

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Mills42 Federal Credit UnionCredit union Lowell, MA73 out of 100, Strong$31.5M11.9%0.61%vs
Norfolk Community Federal Credit UnionCredit union Norfolk, MA80 out of 100, Strong$33.0M12.7%0.48%vs
Leominster Employees Federal Credit UnionCredit union Leominster, MA80 out of 100, Strong$30.0M11.2%0.01%vs
Massachusetts Family Federal Credit UnionCredit union Lynn, MA81 out of 100, Strong$29.6M16.3%0.01%vs
Htm Credit UnionCredit union Haverhill, MA84 out of 100, Strong$29.6M13.8%0.11%vs
Malden Federal Credit UnionCredit union Malden, MA90 out of 100, Very strong$29.4M17.1%0.03%vs

Deposit insurance

Is my money safe at Taupa Lithuanian Federal Credit Union?

Yes. Taupa Lithuanian Federal Credit Union is a federally insured credit union (NCUA charter #23803). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.11%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Taupa Lithuanian Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Taupa Lithuanian Federal Credit Union
Type
Federal credit union
NCUA charter #
23803
RSSD ID
914693
Primary regulator
NCUA
Established
1981
Headquarters
P.O. Box 95, South Boston, MA 02127
Employees
5

Quick answers

Taupa Lithuanian Federal Credit Union: common questions

Is Taupa Lithuanian Federal Credit Union NCUA insured?

Yes. Taupa Lithuanian Federal Credit Union is a federally insured credit union (NCUA charter #23803). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Taupa Lithuanian Federal Credit Union's TellerScore?

32 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Taupa Lithuanian Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near South Boston

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs