Side-by-side · Q2 2026 data
Taylorsville Savings Bank, SSB vs Nantahala Bank & Trust Company
Metric by metric
| Measure | Taylorsville Savings Bank, SSB | Nantahala Bank & Trust Company |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 31 | 44 (stronger) |
| Loan quality | 87 | 89 (stronger) |
| Earnings | 55 | 79 (stronger) |
| Funding & liquidity | 77 | 81 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 24th | 53rd |
| Total assets | $232.4M | $288.8M |
| Deposits / shares | $215.1M | $260.4M |
| Capital ratio | 8.08% | 9.43% (stronger) |
| Problem loans | 0.40% | 0.32% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.88% | 1.47% (stronger) |
| Loans ÷ deposits | 83.3% | 74.0% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 19.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nantahala Bank & Trust Company has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Taylorsville Savings Bank, SSB leads on 2 and Nantahala Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.