Side-by-side · Q2 2026 data
Tbk Bank, SSB vs Sterling Federal Credit Union
Metric by metric
| Measure | Tbk Bank, SSB | Sterling Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 95 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 45 | 100 (stronger) |
| Earnings | 45 | 76 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 9th | 98th |
| Total assets | $7.4B | $246.9M |
| Deposits / shares | $6.2B | $203.0M |
| Capital ratio | 9.91% | 17.07% (stronger) |
| Problem loans | 1.65% | 0.00% (stronger) |
| Net charge-offs | 0.14% | -0.03% (stronger) |
| Return on assets | 0.63% | 1.40% (stronger) |
| Loans ÷ deposits | 87.4% | 44.6% (stronger) |
| Uninsured deposits | 26.4% | 6.8% (stronger) |
| Offices | 59 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Sterling Federal Credit Union has the higher TellerScore (95 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Tbk Bank, SSB leads on 0 and Sterling Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sterling, CO