Side-by-side · Q2 2026 data
TBO Bank vs The Seymour Bank
Metric by metric
| Measure | TBO Bank | The Seymour Bank |
|---|---|---|
| TellerScore | 50 | 73 (stronger) |
| Capital cushion | 59 | 63 (stronger) |
| Loan quality | 44 | 85 (stronger) |
| Earnings | 50 | 61 (stronger) |
| Funding & liquidity | 25 | 78 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 7th | 53rd |
| Total assets | $224.8M | $224.7M |
| Deposits / shares | $195.8M | $194.3M |
| Capital ratio | 10.87% | 11.30% (stronger) |
| Problem loans | 1.69% | 0.46% (stronger) |
| Net charge-offs | 34.35% | 0.07% (stronger) |
| Return on assets | 0.74% | 1.02% (stronger) |
| Loans ÷ deposits | 88.2% | 73.1% (stronger) |
| Uninsured deposits | 57.8% | 23.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Seymour Bank has the higher TellerScore (73 vs 50). On the 7 directional measures above (where higher or lower is clearly better), TBO Bank leads on 0 and The Seymour Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.