Side-by-side · Q2 2026 data
Teachers Federal Credit Union vs Hudson Valley Federal Credit Union
Credit union
Hudson Valley Federal Credit Union
Poughkeepsie, New York · $1 billion – $10 billion
Metric by metric
| Measure | Teachers Federal Credit Union | Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 60 (stronger) | 56 |
| Loan quality | 60 | 80 (stronger) |
| Earnings | 55 (stronger) | 25 |
| Funding & liquidity | 89 | 90 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 44th | 41st |
| Total assets | $9.9B | $8.1B |
| Deposits / shares | $8.2B | $7.2B |
| Capital ratio | 11.03% (stronger) | 10.56% |
| Problem loans | 1.19% | 0.60% (stronger) |
| Net charge-offs | 1.12% | 0.55% (stronger) |
| Return on assets | 0.89% (stronger) | 0.14% |
| Loans ÷ deposits | 70.9% | 70.1% (stronger) |
| Uninsured deposits | 8.8% (stronger) | 9.4% |
| Offices | 8 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.1% | — |
Teachers Federal Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Teachers Federal Credit Union leads on 4 and Hudson Valley Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.