Side-by-side · Q2 2026 data
Team First Federal Credit Union vs Lancaster Red Rose Credit Union
Credit union
Team First Federal Credit Union
Lancaster, Pennsylvania · Under $100 million in assets
Credit union
Lancaster Red Rose Credit Union
Leola, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Team First Federal Credit Union | Lancaster Red Rose Credit Union |
|---|---|---|
| TellerScore | 47 | 92 (stronger) |
| Capital cushion | 85 | 99 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 0 | 88 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 73 | 96 (stronger) |
| Peer percentile | 7th | 92nd |
| Total assets | $8.1M | $54.8M |
| Deposits / shares | $7.0M | $46.5M |
| Capital ratio | 13.48% | 14.90% (stronger) |
| Problem loans | 3.30% | 0.61% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | -0.74% | 1.71% (stronger) |
| Loans ÷ deposits | 66.4% | 51.6% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 3.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lancaster Red Rose Credit Union has the higher TellerScore (92 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Team First Federal Credit Union leads on 2 and Lancaster Red Rose Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.