TellerScore

Side-by-side · Q2 2026 data

Team One Credit Union vs Pfcu Credit Union

Credit union

Team One Credit Union

Saginaw, Michigan · $100 million – $1 billion

66of 100
Moderate

Credit union

Pfcu Credit Union

Portland, Michigan · $100 million – $1 billion

77of 100
Strong

Metric by metric

MeasureTeam One Credit UnionPfcu Credit Union
TellerScore6677 (stronger)
Capital cushion4963 (stronger)
Loan quality7988 (stronger)
Earnings5166 (stronger)
Funding & liquidity8587 (stronger)
Problem-loan coverage9096 (stronger)
Peer percentile37th71st
Total assets$765.9M$873.2M
Deposits / shares$680.5M$770.3M
Capital ratio9.88%11.29% (stronger)
Problem loans0.64%0.37% (stronger)
Net charge-offs0.39% (stronger)0.44%
Return on assets0.78%1.15% (stronger)
Loans ÷ deposits75.5%73.2% (stronger)
Uninsured deposits7.8%4.7% (stronger)
Offices913
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)9.9%—

Pfcu Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Team One Credit Union leads on 1 and Pfcu Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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