Side-by-side · Q2 2026 data
Teamsters Local 697 Federal Credit Union vs W. Virginia State Convention Credit Union
Credit union
Teamsters Local 697 Federal Credit Union
Wheeling, West Virginia · Under $100 million in assets
Credit union
W. Virginia State Convention Credit Union
Hilltop, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Teamsters Local 697 Federal Credit Union | W. Virginia State Convention Credit Union |
|---|---|---|
| TellerScore | 45 | 58 (stronger) |
| Capital cushion | 67 (stronger) | 49 |
| Loan quality | 6 (stronger) | 0 |
| Earnings | 22 | 100 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 69 | 83 (stronger) |
| Peer percentile | 5th | 19th |
| Total assets | $2.9M | $382K |
| Deposits / shares | $2.5M | $343K |
| Capital ratio | 11.69% (stronger) | 9.89% |
| Problem loans | 2.83% (stronger) | 3.99% |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 0.05% | 3.27% (stronger) |
| Loans ÷ deposits | 79.7% | 26.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
W. Virginia State Convention Credit Union has the higher TellerScore (58 vs 45). On the 6 directional measures above (where higher or lower is clearly better), Teamsters Local 697 Federal Credit Union leads on 2 and W. Virginia State Convention Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.