Side-by-side · Q2 2026 data
Teaneck Federal Credit Union vs L'Oreal USA Federal Credit Union
Credit union
L'Oreal USA Federal Credit Union
Mountainside, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Teaneck Federal Credit Union | L'Oreal USA Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 34 | 70 (stronger) |
| Earnings | 13 (stronger) | 1 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 17th | 47th |
| Total assets | $17.4M | $20.0M |
| Deposits / shares | $15.1M | $14.7M |
| Capital ratio | 12.35% | 26.55% (stronger) |
| Problem loans | 1.99% | 0.90% (stronger) |
| Net charge-offs | -0.13% | -0.18% (stronger) |
| Return on assets | -0.18% (stronger) | -0.47% |
| Loans ÷ deposits | 40.5% (stronger) | 44.6% |
| Uninsured deposits | 4.8% (stronger) | 5.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L'Oreal USA Federal Credit Union has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Teaneck Federal Credit Union leads on 3 and L'Oreal USA Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.