TellerScore

Teaneck Federal Credit Union (NCUA charter #2021) is based in Teaneck, New Jersey. Its Q2 2026 call report shows $17.4M in total assets and $15.1M in member shares and deposits and 1 office.

Teaneck Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 97th. Funding & liquidity contributes the most (100/100, 41% loans-to-deposits, 5% uninsured); earnings contributes the least (13/100, -0.18%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.35%
Loan quality34/100
Loans 60+ days delinquent ÷ total loans: 1.99%
Earnings13/100
Return on assets (annualized): -0.18%
Funding & liquidity100/100
Loans ÷ shares: 40.5% · 4.8% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (49 → 57), mostly because the problem-loan coverage component improved by 54 points.

TellerScore
485970Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202467
Q3 202470
Q4 202461
Q1 202548
Q2 202549
Q3 202550
Q4 202555
Q1 202657
Q2 202657
Net worth ratio
7.00%10.39%13.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202413.53%
Q3 202413.78%
Q4 202413.32%
Q1 202512.58%
Q2 202512.80%
Q3 202512.67%
Q4 202512.51%
Q1 202612.44%
Q2 202612.35%
Delinquent loans (60+ days)
1.63%5.89%10.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.79%
Q3 20241.63%
Q4 20242.47%
Q1 20259.45%
Q2 202510.16%
Q3 20256.04%
Q4 20252.55%
Q1 20261.66%
Q2 20261.99%
Return on assets
-0.70%-0.07%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.49%
Q3 20240.56%
Q4 20240.55%
Q1 20250.26%
Q2 20250.44%
Q3 20250.25%
Q4 20250.19%
Q1 2026-0.70%
Q2 2026-0.18%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$17.4M12.35%1.99%-0.18%40.5%
Q1 202657$17.1M12.44%1.66%-0.70%41.9%
Q4 202555$17.3M12.51%2.55%0.19%44.2%
Q3 202550$17.2M12.67%6.04%0.25%45.6%
Q2 202549$17.0M12.80%10.16%0.44%46.8%
Q1 202548$17.1M12.58%9.45%0.26%47.5%
Q4 202461$16.1M13.32%2.47%0.55%49.0%
Q3 202470$15.5M13.78%1.63%0.56%51.9%
Q2 202467$15.6M13.53%1.79%0.49%50.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.35%
34th
Problem loans1.99%
21st
Net charge-offs-0.13%
94th
Return on assets-0.18%
15th
Loans to deposits40.5%
78th
Uninsured deposits4.8%
22nd
Loan-loss reserves0.00%
37th
Texas ratio5.7%
26th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
1166 Federal Credit UnionCredit union Swedesboro, NJ66 out of 100, Moderate$17.2M9.1%0.27%vs
Division 819 Transit Employees Credit UnionCredit union Irvington, NJ88 out of 100, Very strong$16.7M17.9%1.02%vs
Energy People Federal Credit UnionCredit union Medford, NJ80 out of 100, Strong$18.1M18.5%0.00%vs
Hamilton Horizons Federal Credit UnionCredit union Hamilton, NJ28 out of 100, Low$19.8M7.0%4.44%vs
L'Oreal USA Federal Credit UnionCredit union Mountainside, NJ73 out of 100, Strong$20.0M26.6%0.90%vs
Federal Employees Newark Federal Credit UnionCredit union Newark, NJ78 out of 100, Strong$14.4M17.3%0.10%vs

Deposit insurance

Is my money safe at Teaneck Federal Credit Union?

Yes. Teaneck Federal Credit Union is a federally insured credit union (NCUA charter #2021). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($728K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Teaneck Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Teaneck Federal Credit Union
Type
Federal credit union
NCUA charter #
2021
RSSD ID
205476
Primary regulator
NCUA
Established
1937
Headquarters
Po Box 1016, Teaneck, NJ 07666
Employees
6

Quick answers

Teaneck Federal Credit Union: common questions

Is Teaneck Federal Credit Union NCUA insured?

Yes. Teaneck Federal Credit Union is a federally insured credit union (NCUA charter #2021). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Teaneck Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Teaneck Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Teaneck

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs