Side-by-side · Q2 2026 data
Tech Credit Union vs Financial Center First Credit Union
Credit union
Financial Center First Credit Union
Indianapolis, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Tech Credit Union | Financial Center First Credit Union |
|---|---|---|
| TellerScore | 49 | 64 (stronger) |
| Capital cushion | 43 | 61 (stronger) |
| Loan quality | 52 | 74 (stronger) |
| Earnings | 34 (stronger) | 33 |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 71 | 90 (stronger) |
| Peer percentile | 5th | 31st |
| Total assets | $599.0M | $961.8M |
| Deposits / shares | $542.1M | $817.0M |
| Capital ratio | 9.29% | 11.13% (stronger) |
| Problem loans | 1.45% | 0.77% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.34% |
| Return on assets | 0.35% (stronger) | 0.33% |
| Loans ÷ deposits | 97.4% | 82.6% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 13.0% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 31.3% |
Financial Center First Credit Union has the higher TellerScore (64 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Tech Credit Union leads on 3 and Financial Center First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.