Side-by-side · Q2 2026 data
Technicolor Federal Credit Union vs Valley Oak Credit Union
Credit union
Technicolor Federal Credit Union
Burbank, California · Under $100 million in assets
Credit union
Valley Oak Credit Union
Three Rivers, California · Under $100 million in assets
Metric by metric
| Measure | Technicolor Federal Credit Union | Valley Oak Credit Union |
|---|---|---|
| TellerScore | 49 | 49 |
| Capital cushion | 31 (stronger) | 18 |
| Loan quality | 89 (stronger) | 76 |
| Earnings | 0 | 19 (stronger) |
| Funding & liquidity | 56 | 82 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 8th | 8th |
| Total assets | $82.7M | $82.2M |
| Deposits / shares | $56.6M | $74.6M |
| Capital ratio | 8.05% (stronger) | 6.85% |
| Problem loans | 0.32% (stronger) | 0.71% |
| Net charge-offs | 0.39% | 0.34% (stronger) |
| Return on assets | -0.97% | -0.03% (stronger) |
| Loans ÷ deposits | 104.6% | 78.1% (stronger) |
| Uninsured deposits | 6.5% | 1.5% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Technicolor Federal Credit Union leads on 2 and Valley Oak Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.