Side-by-side · Q2 2026 data
Teg Federal Credit Union vs High Point Federal Credit Union
Metric by metric
| Measure | Teg Federal Credit Union | High Point Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 87 (stronger) |
| Capital cushion | 40 | 93 (stronger) |
| Loan quality | 83 (stronger) | 78 |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 73 | 98 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 34th | 91st |
| Total assets | $506.5M | $430.1M |
| Deposits / shares | $444.6M | $371.9M |
| Capital ratio | 8.99% | 14.30% (stronger) |
| Problem loans | 0.52% (stronger) | 0.67% |
| Net charge-offs | 0.44% | 0.16% (stronger) |
| Return on assets | 1.02% | 1.39% (stronger) |
| Loans ÷ deposits | 87.6% | 62.7% (stronger) |
| Uninsured deposits | 8.5% | 7.2% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Teg Federal Credit Union leads on 1 and High Point Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.