Side-by-side · Q2 2026 data
Telco Community Credit Union vs Mountain Credit Union
Metric by metric
| Measure | Telco Community Credit Union | Mountain Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 74 (stronger) | 62 |
| Loan quality | 59 | 78 (stronger) |
| Earnings | 75 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 68th | 51st |
| Total assets | $429.3M | $372.4M |
| Deposits / shares | $371.1M | $327.2M |
| Capital ratio | 12.43% (stronger) | 11.22% |
| Problem loans | 1.23% | 0.67% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.52% |
| Return on assets | 1.39% (stronger) | 0.59% |
| Loans ÷ deposits | 60.6% (stronger) | 65.4% |
| Uninsured deposits | 8.1% | 6.6% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | 19.0% |
Telco Community Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Telco Community Credit Union leads on 5 and Mountain Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Candler, NC
- Waynesville, NC