Side-by-side · Q2 2026 data
Telcoe Federal Credit Union vs Up Federal Credit Union
Metric by metric
| Measure | Telcoe Federal Credit Union | Up Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 70 |
| Earnings | 52 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 94th | 62nd |
| Total assets | $503.4M | $32.2M |
| Deposits / shares | $423.1M | $24.8M |
| Capital ratio | 20.21% | 22.44% (stronger) |
| Problem loans | 0.12% (stronger) | 0.89% |
| Net charge-offs | 0.02% (stronger) | 0.34% |
| Return on assets | 0.80% (stronger) | 0.32% |
| Loans ÷ deposits | 37.0% (stronger) | 56.6% |
| Uninsured deposits | 13.5% | 1.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | — |
Telcoe Federal Credit Union has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Telcoe Federal Credit Union leads on 5 and Up Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.