Side-by-side · Q2 2026 data
Telcomm Credit Union vs Multi-States Credit Union
Metric by metric
| Measure | Telcomm Credit Union | Multi-States Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 82 (stronger) | 75 |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 41 | 65 (stronger) |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 71st | 59th |
| Total assets | $337.9M | $90.9M |
| Deposits / shares | $286.3M | $78.9M |
| Capital ratio | 13.18% (stronger) | 12.46% |
| Problem loans | 0.25% (stronger) | 0.36% |
| Net charge-offs | 0.55% | 0.01% (stronger) |
| Return on assets | 0.54% | 1.13% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 89.4% |
| Uninsured deposits | 2.2% (stronger) | 2.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | — |
Multi-States Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Telcomm Credit Union leads on 4 and Multi-States Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.