Side-by-side · Q2 2026 data
Tensas State Bank vs Bank of Sunset and Trust Company
Metric by metric
| Measure | Tensas State Bank | Bank of Sunset and Trust Company |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 89 (stronger) | 64 |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 74 | 89 (stronger) |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 61 | 88 (stronger) |
| Peer percentile | 17th | 64th |
| Total assets | $185.5M | $192.3M |
| Deposits / shares | $158.5M | $169.1M |
| Capital ratio | 13.87% (stronger) | 11.37% |
| Problem loans | 3.43% | 0.58% (stronger) |
| Net charge-offs | 0.39% | 0.23% (stronger) |
| Return on assets | 1.34% | 1.73% (stronger) |
| Loans ÷ deposits | 75.2% (stronger) | 89.5% |
| Uninsured deposits | 25.0% | 22.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Sunset and Trust Company has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Tensas State Bank leads on 2 and Bank of Sunset and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.