Side-by-side · Q2 2026 data
Tensas State Bank vs Riverland Federal Credit Union
Metric by metric
| Measure | Tensas State Bank | Riverland Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 74 (stronger) | 48 |
| Funding & liquidity | 74 (stronger) | 57 |
| Problem-loan coverage | 61 | 94 (stronger) |
| Peer percentile | 17th | 74th |
| Total assets | $185.5M | $319.7M |
| Deposits / shares | $158.5M | $248.1M |
| Capital ratio | 13.87% | 15.84% (stronger) |
| Problem loans | 3.43% | 0.55% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.66% |
| Return on assets | 1.34% (stronger) | 0.70% |
| Loans ÷ deposits | 75.2% (stronger) | 103.0% |
| Uninsured deposits | 25.0% | 6.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.7% |
Riverland Federal Credit Union has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Tensas State Bank leads on 3 and Riverland Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.