Side-by-side · Q2 2026 data
Tensas State Bank vs Simmesport State Bank
Metric by metric
| Measure | Tensas State Bank | Simmesport State Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 54 |
| Capital cushion | 89 (stronger) | 73 |
| Loan quality | 0 | 0 |
| Earnings | 74 | 80 (stronger) |
| Funding & liquidity | 74 (stronger) | 71 |
| Problem-loan coverage | 61 (stronger) | 54 |
| Peer percentile | 17th | 10th |
| Total assets | $185.5M | $198.5M |
| Deposits / shares | $158.5M | $173.0M |
| Capital ratio | 13.87% (stronger) | 12.28% |
| Problem loans | 3.43% | 3.15% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.66% |
| Return on assets | 1.34% | 1.50% (stronger) |
| Loans ÷ deposits | 75.2% (stronger) | 89.7% |
| Uninsured deposits | 25.0% | 11.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tensas State Bank has the higher TellerScore (59 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Tensas State Bank leads on 4 and Simmesport State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.