Side-by-side · Q2 2026 data
Texan Sky Federal Credit Union vs Freestone Credit Union
Metric by metric
| Measure | Texan Sky Federal Credit Union | Freestone Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 28 | 41 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 70th | 47th |
| Total assets | $74.7M | $77.3M |
| Deposits / shares | $60.4M | $67.8M |
| Capital ratio | 15.65% (stronger) | 10.32% |
| Problem loans | 0.34% | 0.10% (stronger) |
| Net charge-offs | 0.25% | 0.14% (stronger) |
| Return on assets | 0.21% | 0.54% (stronger) |
| Loans ÷ deposits | 67.3% | 55.9% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 5.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texan Sky Federal Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Texan Sky Federal Credit Union leads on 3 and Freestone Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.