Side-by-side · Q2 2026 data
Texans Credit Union vs Credit Union of Texas
Metric by metric
| Measure | Texans Credit Union | Credit Union of Texas |
|---|---|---|
| TellerScore | 70 (stronger) | 43 |
| Capital cushion | 61 (stronger) | 31 |
| Loan quality | 77 (stronger) | 47 |
| Earnings | 54 (stronger) | 22 |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 91 (stronger) | 68 |
| Peer percentile | 58th | 2nd |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.3B | $2.3B |
| Capital ratio | 11.07% (stronger) | 8.13% |
| Problem loans | 0.69% (stronger) | 1.59% |
| Net charge-offs | 0.49% (stronger) | 1.32% |
| Return on assets | 0.84% (stronger) | 0.05% |
| Loans ÷ deposits | 79.6% (stronger) | 87.5% |
| Uninsured deposits | 10.0% (stronger) | 12.4% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.5% |
Texans Credit Union has the higher TellerScore (70 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Texans Credit Union leads on 7 and Credit Union of Texas on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.