Side-by-side · Q2 2026 data
Texans Credit Union vs Metro Medical Credit Union
Metric by metric
| Measure | Texans Credit Union | Metro Medical Credit Union |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 77 | 78 (stronger) |
| Earnings | 54 | 84 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 58th | 90th |
| Total assets | $2.6B | $82.7M |
| Deposits / shares | $2.3B | $67.2M |
| Capital ratio | 11.07% | 17.85% (stronger) |
| Problem loans | 0.69% | 0.66% (stronger) |
| Net charge-offs | 0.49% | 0.28% (stronger) |
| Return on assets | 0.84% | 1.60% (stronger) |
| Loans ÷ deposits | 79.6% | 39.7% (stronger) |
| Uninsured deposits | 10.0% (stronger) | 10.8% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Metro Medical Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texans Credit Union leads on 1 and Metro Medical Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.