Side-by-side · Q2 2026 data
Texans Credit Union vs Safe 1 Credit Union
Metric by metric
| Measure | Texans Credit Union | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 70 | 90 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 77 | 88 (stronger) |
| Earnings | 54 | 90 (stronger) |
| Funding & liquidity | 81 (stronger) | 68 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 58th | 98th |
| Total assets | $2.6B | $1.2B |
| Deposits / shares | $2.3B | $963.8M |
| Capital ratio | 11.07% | 16.03% (stronger) |
| Problem loans | 0.69% | 0.37% (stronger) |
| Net charge-offs | 0.49% | 0.40% (stronger) |
| Return on assets | 0.84% | 1.74% (stronger) |
| Loans ÷ deposits | 79.6% (stronger) | 92.4% |
| Uninsured deposits | 10.0% | 1.8% (stronger) |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texans Credit Union leads on 1 and Safe 1 Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.