Side-by-side · Q2 2026 data
Texans Credit Union vs Texas Trust Credit Union
Metric by metric
| Measure | Texans Credit Union | Texas Trust Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 62 |
| Capital cushion | 61 (stronger) | 56 |
| Loan quality | 77 (stronger) | 69 |
| Earnings | 54 (stronger) | 44 |
| Funding & liquidity | 81 (stronger) | 69 |
| Problem-loan coverage | 91 (stronger) | 85 |
| Peer percentile | 58th | 30th |
| Total assets | $2.6B | $2.1B |
| Deposits / shares | $2.3B | $1.7B |
| Capital ratio | 11.07% (stronger) | 10.55% |
| Problem loans | 0.69% (stronger) | 0.94% |
| Net charge-offs | 0.49% (stronger) | 1.11% |
| Return on assets | 0.84% (stronger) | 0.60% |
| Loans ÷ deposits | 79.6% (stronger) | 91.1% |
| Uninsured deposits | 10.0% | 7.7% (stronger) |
| Offices | 13 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texans Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Texans Credit Union leads on 6 and Texas Trust Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.