Side-by-side · Q2 2026 data
Texas Associations of Professionals Federal Credit Union vs United Credit Union
Credit union
Texas Associations of Professionals Federal Credit Union
San Antonio, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Associations of Professionals Federal Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 99 (stronger) | 45 |
| Funding & liquidity | 64 | 95 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 94th | 19th |
| Total assets | $29.6M | $29.6M |
| Deposits / shares | $24.7M | $27.2M |
| Capital ratio | 15.73% (stronger) | 7.07% |
| Problem loans | 0.08% (stronger) | 0.64% |
| Net charge-offs | 0.05% (stronger) | 0.32% |
| Return on assets | 1.97% (stronger) | 0.63% |
| Loans ÷ deposits | 96.2% | 65.2% (stronger) |
| Uninsured deposits | 6.2% | 0.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Associations of Professionals Federal Credit Union has the higher TellerScore (93 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Texas Associations of Professionals Federal Credit Union leads on 5 and United Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.