Side-by-side · Q2 2026 data
Texas Champion Bank vs Texstar Federal Credit Union
Metric by metric
| Measure | Texas Champion Bank | Texstar Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 53 |
| Capital cushion | 55 | 86 (stronger) |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 56 (stronger) | 18 |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 86 (stronger) | 84 |
| Peer percentile | 26th | 12th |
| Total assets | $436.6M | $20.0M |
| Deposits / shares | $329.2M | $17.2M |
| Capital ratio | 10.48% | 13.59% (stronger) |
| Problem loans | 0.39% (stronger) | 3.86% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 0.90% (stronger) | -0.04% |
| Loans ÷ deposits | 104.2% | 30.9% (stronger) |
| Uninsured deposits | 30.0% | 4.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Champion Bank has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texas Champion Bank leads on 4 and Texstar Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kenedy, TX