Side-by-side · Q2 2026 data
Texas Dps Credit Union vs Lcra Credit Union
Metric by metric
| Measure | Texas Dps Credit Union | Lcra Credit Union |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 44 (stronger) | 34 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 62nd | 72nd |
| Total assets | $98.1M | $20.2M |
| Deposits / shares | $85.2M | $17.0M |
| Capital ratio | 12.48% | 15.96% (stronger) |
| Problem loans | 0.15% (stronger) | 0.41% |
| Net charge-offs | 0.43% | 0.00% (stronger) |
| Return on assets | 0.61% (stronger) | 0.34% |
| Loans ÷ deposits | 66.0% | 40.4% (stronger) |
| Uninsured deposits | 7.7% | 3.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Lcra Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Texas Dps Credit Union leads on 2 and Lcra Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.